https://www.forgov.qld.gov.au/information-and-communication-technology/queensland-government-digital-futures-and-foresight/signals/the-future-is-cashless

..and not everyone is happy about this. I don’t like the idea that my every transaction is open to governments, gansters, marketers and other criminals

It’s an opportunity for LETS and The Community Exchnage System and probably more generally Mutual Credit Systems